PD Insurance: Simple, affordable, quality pet insurance with a fast and fair claims service

PD Insurance is a new provider in the New Zealand market, offering flexible and innovative dog insurance and cat insurance to those who consider pets a part of their family.


The company’s goal is to empower pet parents to be able to make easy, quick, care-based decisions around the health of their fur babies without worrying about the cost.


Straightforward insurance choices

Built on an efficient digital service model, PD Insurance offers three options to cover the health and wellness requirements of the pawed members of the family:

  • Emergency Plan: Covering the basics, including emergency and third-party liability benefits. Defined benefit limit of $5,000.
  • Classic Plan: Covering the basics as well as illness and accidents. Defined benefit limit of $9,000.
  • Deluxe Plan: Covering the basics as well as illness, accidents and dental. Defined benefit limit of $15,000.

The optional Wellness Benefits package (available on the Classic and Deluxe Plans) includes cover for Vaccinations, De-sexing and Microchipping, Advertising and Reward for lost pets, Boarding Fees, Cremation and more.


Unique to PD Insurance is its month-to-month payment model, the ultimate in payment flexibility. Customers aren’t locked into a contract, so can cancel at any time without penalty.


A new offering from a proven provider

While PD Insurance is new to the New Zealand market, the company is underwritten by Pacific International Insurance, which has operated in New Zealand for 20+ years.


Over the ditch, PD Insurance has been building a successful insurance market share in Australia for more than 14 years.


With an enviable position as its own insurance underwriter via Pacific, PD Insurance has the capacity for speedy claims decisions and customer pay-outs. Its local heritage combined with the weighty global backing of parent company Badger International means PD Insurance has the credibility and experience to deliver high quality insurance tailored to the local market.


Headquartered in Auckland, the company employs a local team of animal lovers who provide support such as sales, marketing, and operations. As with all Badger International brands, the essence of PD Insurance’s customer service philosophy is Simplicity (in service delivery) and Soft Landings (a commitment to providing customers a gentle landing in times of need).


Pet insurance is a no-brainer

Despite its research showing only 1 in every 6 Kiwi pet parents has pet insurance, PD Insurance believes it’s a no-brainer to safeguard your family in this way. Insurance enables pet owners to get top quality care for their pets, without hesitation.


With plans starting from as little as $1 a day, PD Insurance is designed for simplicity in purchase, management, and claims. It uses jargon-free terminology as the basis for no-nonsense insurance that cuts the confusion. Potential customers can generate a quote in a couple of minutes, with full cover provided once the payment is processed.


Recognising a gap in the market with the efficiency of claims processing, its own-policy underwriting enables PD Insurance to resolve claims fast. The company’s claims team is committed to settling within two business days of receiving all documentation.


A hub for pet parents

PD Insurance is here to bring Kiwis the coverage, support and care that helps them be the best pet parents possible.


It builds relationships with pet parents in recognising that better animal care comes with greater education. PD Insurance’s high-engagement model includes regular knowledge sharing through its blog, social media (e.g. Facebook) and articles tackling issues around raising, caring for and loving animals.


Giving back through animal welfare advocacy

PD Insurance believes every animal has the right to be cared for. It’s a proud partner of Helping You Help Animals (HUHA), New Zealand’s leading no-kill shelter dedicated to finding homes and foster care for homeless, abandoned, seized and abused animals.


A portion of every PD Insurance premium is donated to HUHA to help rescue, rehabilitate and rehome hundreds of cats, dogs and other animals every year.