Pet Insurance
Made Simple

We’re real pet lovers, just like you. That’s why we’re here to give you the coverage, support and care you need to be the best pet parent ever.

Who would you like to insure?

Buy your policy online and get the first month free#

Why Choose PD Insurance?

At PD Insurance we know your pet is a treasured family member and deserves the very best no matter what.

If something happens to your fur baby, the last thing you want is to be left wondering whether you can afford medical care. That’s why our simple pet insurance plans allow you to match your insurance cover to your budget. So you can keep the whole family happy and healthy!

Get a quick online quote today.

Compare Pet Insurance

Pet Insurance Emergency Plan

Emergency Plan

The most affordable pet insurance policy. This plan covers the basics including emergency and third party liability benefits.

Pet Insurance

Classic Plan

The most sought after pet insurance policy, covering emergencies, illness, accidents and the option to add our Wellness Benefits package.

Pet Insurance Deluxe Plan

Deluxe Plan

The most comprehensive policy, covering emergencies, illness and accidents as well as dental. There’s also the option to add our Wellness Benefits package.

How Does it Work?

Choose PD Insurance

Select the PD Insurance plan that suits you best

Go to the Vet

Get the treatment your pet deserves when injured or sick

Get Reimbursed

Send us your vet bills and we’ll reimburse your claim entitlement

Why Get Pet Insurance?

As massive animal lovers, the PD Insurance team understands your pet is family. Getting them the best medical care should never have to be a decision. That’s why we think pet insurance is a no-brainer – it means you can get top quality care for your pet without hesitation.


Despite how careful we are as pet parents, or whether a pet is ‘indoor only’, accidents happen and they get sick. Did you know:

We offer three jargon-free plans with a month-to-month payment option, so you can easily choose the most suitable cover for your pet and your budget. 

Affordable, Simple Cover. Built for Pet Parents.


Three quality, affordable pet insurance plans to compare and choose from.



Claims resolved quickly by our in-house team,

who aim to settle within 2 business days.



Simple policies, simple quoting and simple claims. Easy.

PD Insurance loves cats

Third Party Liability

Pets are unpredictable, and sometimes that means they cause damage to other people and/or their property. All three of our plans cover this.

Multiple Discounts

Protecting your pets shouldn’t be expensive. Make your head happy as well as your heart by enjoying our multi-pet discounts and low prices.

Wellness Benefits Galore

Our Wellness Benefits Package add-on lets you claim expenses like vaccinations, de-sexing, microchipping, boarding fees and more. Yes!

Buy your policy online and get the first month free#


Who is PD Insurance?

PD Insurance is a local pet insurance specialist committed to developing products that improve our customers’ lives.


Thanks to our affordable, high quality insurance policies, PD Insurance has built a large and loyal customer base in Australia. We’ve watched the NZ market closely over the years and recognised a need here too – for low cost pet insurance that doesn’t compromise on value.


It’s something our long-standing history in insurance enabled us to do quickly and with great confidence. As insurance experts, we know what we’re talking about. As pet parents, we understand what you and your pet need.


You can rest assured knowing PD Insurance has your back in tough times – we’ll provide your soft landing.


Do your pet a favour and get a quick online quote today.

PD Insurance loves dogs

You Can Do So Much More Online

Our Blogs

ethical Christmas gifts for pets come in all shapes and forms

Ethical Christmas Gifts for Pets: Your Guide

Pets are family, so we think they deserve a little gift under the Christmas tree too! These days, ethical considerations are high priority for a lot of consumers – and that doesn’t just extend to things like travel destinations and beauty products. We’ve created a

Learn More

* Accidental and Illness annual cover limits are subject to the overall defined policy limit.

^ Wellness Benefits is an addition to the normal plan.




Black Friday Promotion Terms and Conditions

To read the full terms and conditions click here.


Promotion Terms and Conditions

These terms and conditions (‘Terms’) apply to the ‘Buy Online get first month free’ promotion (‘Promotion’).

In these Terms, ‘PD’ means PD Insurance Limited, Pacific International Insurance Pty Limited and all related group companies (also referred to as ‘we’, ‘us’ or ‘our’).


The Promotion will commence at 12am 21st September 2020 and is available for a limited time only (‘Promotion Period’).



To be eligible for the Promotion, you must:

  • be a new PD Pet Insurance Customer; and
  • complete and purchase a new PD Pet Insurance policy application exclusively Online through our website during the Promotion Period.


Eligible Customer

We reserve the right to determine whether any participant is an Eligible Customer in accordance with these criteria, including where any participant has, in our view, acted fraudulently or not complied with these Terms.


Each Eligible Customer is only entitled to one Free Month during the Promotion Period.


Promotion Details

Policy cover is subject to our standard underwriting conditions and policy conditions which will apply to any insurance claim.


In accordance with these Terms, Eligible Customers will receive one calendar month of free insurance premiums the Free Month.  The Free Month will commence on the Eligible Customer’s policy commencement date (as recorded in the relevant application) and will expire on the date one calendar month after that date the Free Month Expiry Date.


The Promotion is not available in conjunction with any other promotion, offer or pricing plans.


The Free Month is subject to the relevant PD Insurance Terms and Conditions for the qualifying policy and to our PDS , ‘Product Disclosure Statement’.


Subject to all relevant policy limitations in the event of a claim, Eligible Customers will receive the qualifying benefits under their chosen qualifying policy during the Free Month.


This Promotion is governed by the laws of New Zealand and any disputes will be subject to the exclusive jurisdiction of the courts of New Zealand.


Premium payment

No premium payment is due at the time of completing and purchasing an Online policy.

  • Eligible Customers’ standard premium payment(s) will become due the 1st of the month following commencement (where a policy commences on the 1st of the month); or
  • the 1st of the month two months after commencement (where a policy commences on any day after the 1st of the month – i.e. during the month);
  • Premium payments are paid in advance for the following month.
  • The ‘stand-down’ period will run from the date cover commences i.e. during the Free Month.
  • The 14-day cooling off period will run from the Free Month Expiry Date.
  • You may cancel your policy/ies at any time (including during the Free Month) without penalty.
  • Cancellations will be handled in accordance with the relevant qualifying policy terms.
  • This Promotion is non-transferable and not redeemable for cash.
  • No Excess payments is payable if there is a claim in the Free Month for new customers.



We reserve the right to vary or amend these Terms by publishing updated terms and conditions on our website.  Applications being processed at the time of any amendment will not be affected by any change to these terms and conditions.


Exclusions and limitations

The Promotion is not available to:

  • holders of any existing Pet Insurance policy underwritten by PD Insurance.
  • customers who have had contact with our call centre or other sales support in respect of the pet or policy they seek to apply for.
  • customers who have held an existing PD insurance policy that has been cancelled by the customer or us within the three (3) months before or during the Promotion Period.


Date 21st September 2020

Get 25% Off

All dog & cat insurance plans. Discount automatically applied at checkout.
Ends Monday, so get those paws moving!*